COMSIP on ISEP. One union, its own platform.
The Cooperative Development Management Platform and COMSIV microfinance system — built on ISDBMS, running on a database engine that serves COMSIP alone.
Rate
FX-2026-10-05-01 · Reference commercial bank · approved by Finance Manager. Sample rates for the portal — live values come from the COMSIP rate table.Check savings, see loan status, raise a request — in English or Chichewa. No data bundle needed. Short code is assigned at go-live.
Shared front door. A database that belongs to COMSIP.
Picking Malawi on the ISEP landing page routes you to the COMSIP portal — a separate front door on the same platform.
COMSIP data lives in its own database instance and keys. Ghana ISEP users and partners cannot query it.
Malawi Data Protection Act (2024), MACRA transfer terms, CAT timezone, +265 numbering and MWK ledgers.
The approved COMSIP scope, on one platform.
Member database
Profiles, National ID, household baseline, SLG → cooperative graduation.
Cluster & cooperative governance
Registries, leadership tenure, minutes, share capital.
COMSIV microfinance
Individual, group, cooperative and seed loans, scoring, PAR alerts.
Savings
Group and voluntary savings, interest, reserve funds.
SSRLP programme
Eligibility, seed capital, inputs, household impact.
Audit & compliance
Tablet checklists, risk scores, health ratings.
Donor reporting
By district, TA, gender, age and vulnerability.
Multi-currency engine
MWK default ledger, USD reporting and conversion.