ISEPINFORMAL SECTOR
EMPOWERMENT
GHMW
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Ghana · Malawi · Cooperative banking backbone

Where institutions and cooperatives meet — and become transactable.

ISEP gives informal-sector groups a verified, member-owned record — and gives the institutions that serve them a trusted way in.

Path oneI'm with a cooperativeFree onboarding for groups→Path twoI'm a partner institutionConnect first, access follows→
Both register first. Verified access is the rule, not the exception — for cooperatives and institutions alike.
Select your country platform
GH
GhanaISEP cooperative network · GHS
MW
MalawiCOMSIP dedicated platform · MWK / USD
Two farmers tending a vegetable plot at sunrise, with maize and a village behind themA cooperative meeting under a market shelter, with record books and cash boxes on the tableA trader selling tomatoes from a basket at a busy market stall
Explore

One platform. Start anywhere.

Who we are

About ISEP

Why the platform exists, and what it is trying to change for the informal sector.

Read more →Who gains what

Benefits

What cooperatives, members, financial institutions and government each gain.

Read more →The two paths

How it works

Two doors in — one for cooperatives, one for institutions — four steps each.

Read more →
Trust & data

Four promises we build on.

01Owned by you

The cooperative owns its record and decides who sees it.

02No ranking

We never score or rank cooperatives against each other.

03Never sold

Data is only used to match groups with verified partners.

04Verified both ways

Institutions are checked before they can browse or contact anyone.

Ready to bring your group onto the record?

Both doors are free. Cooperatives can be set up in about an hour; institutions are verified in about three days.

I'm with a cooperative →I'm a partner institution →
ISDBMS · ISEP · Accra · 2026Verified access · owned by cooperatives