The Informal Sector Empowerment Platform.
Who ISEP is for, what it is trying to change, and the four gaps it exists to close.
The Informal Sector Empowerment Platform.
ISEP is a digital backbone for Ghana's informal economy. It helps cooperatives and associations of traders, farmers, artisans and drivers build a verified, member-owned record — and connects them to the institutions that can finance, insure, supply and support them.
Make informal groups transactable.
Give every cooperative the identity, records and trusted connections it needs to access formal financial and public services — on its own terms.
An informal sector that's seen and served.
A Ghana where the people who keep markets, farms and transport running are visible to — and fairly served by — the institutions built to support them.
The informal sector powers the economy. The system rarely sees it.
Traders, smallholder farmers, artisans and transport operators make up a large share of Ghana's workforce. Yet the groups they form are largely shut out of formal finance, insurance and public support.
Most informal groups keep records on paper or in memory. Without a verifiable track record, banks and providers can't see them.
Cooperatives run on trust between members — but that trust doesn’t travel to lenders, insurers or government programmes.
For institutions, finding, vetting and serving thousands of small groups one by one is slow and expensive.
When data is collected, it is often held by others and used without the group’s say.