Modules

One platform. Six things it does well.

Everything below runs on the same verified, member-owned record — which is what makes the parts add up rather than sit in separate silos.

ID

A verified identity

Each cooperative and each member gets a digital record, checked through KYC, that institutions can rely on.

RC

Records that build credit

Contributions, settlements and activity accumulate into a history that shows how the group actually performs.

DR

A trusted directory

Verified institutions can find cooperatives by sector, district and KYC status — no cold calls, no middlemen.

IN

Consent-based introductions

Partners request; cooperatives accept or decline. Every relationship starts with the group’s permission.

LG

Shared ledger

Weekly settlements and activated accounts are visible to the cooperative and to the partners it approves.

PR

Programme reach

Donors and government agencies can target support to verified groups and see how it lands.

ISDBMS · ISEP · Accra · 2026Verified access · owned by cooperatives